Master the Infinite Banking Concept

Your comprehensive educational resource for achieving financial independence through IBC. Learn how Ontario families and entrepreneurs are taking control of their financial futures with dividend-paying whole life insurance.

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Blogs by Topic

How to Break a Policy Designed For Infinite Banking (And How to Make Sure You Never Do)

How to Break a Policy Designed For Infinite Banking (And How to Make Sure You Never Do)

Eric Hawn
Published on: 21/01/2026

Learn how policies designed for Infinite Banking actually work, what the insurance company guarantees, and how your behaviour—not the carrier—determines long-term success.

Understanding IBC BasicsUnderstanding Participating Whole Life Policies
Why Financial Confidence Has Nothing to Do With Income, and Everything to Do With Structure

Why Financial Confidence Has Nothing to Do With Income, and Everything to Do With Structure

Eric Hawn
Published on: 14/01/2026

High income doesn’t guarantee financial confidence. Discover how structure, control, and banking systems determine long-term financial stability.

Understanding IBC BasicsStrategic Life Insurance
The Insurance Retirement Plan (IRP): A Tax-Efficient Way to Create Guaranteed Retirement Income in Canada

The Insurance Retirement Plan (IRP): A Tax-Efficient Way to Create Guaranteed Retirement Income in Canada

Eric Hawn
Published on: 07/01/2026

Learn how the Insurance Retirement Plan (IRP) uses a strategically designed participating whole life insurance policy to create tax-efficient, guaranteed retirement income—without drawing down investments or exposing retirees to market risk.

Strategic Life Insurance
Is Debt Bad? Understanding Debt, Control, and How Infinite Banking Changes the Equation

Is Debt Bad? Understanding Debt, Control, and How Infinite Banking Changes the Equation

Eric Hawn
Published on: 31/12/2025

Debt isn’t inherently good or bad — the real issue is control. This article breaks down the psychology of debt, compares Ramsey and Kiyosaki philosophies, and explains how the Infinite Banking Concept reframes debt into a controlled financial tool rather than a burden.

Understanding IBC BasicsBanking Basics
Rich Dad Poor Dad Through the IBC Lens: Rethinking Assets, Cash Flow, and Financial Freedom

Rich Dad Poor Dad Through the IBC Lens: Rethinking Assets, Cash Flow, and Financial Freedom

Eric Hawn
Published on: 24/12/2025

Discover the core lessons of Rich Dad Poor Dad and how they align perfectly with the Infinite Banking Concept (IBC).

Financial Books Reviewed For IBC
Financial Book Review: The Richest Man in Babylon — Timeless Wealth Principles Through the Lens of the Infinite Banking Concept

Financial Book Review: The Richest Man in Babylon — Timeless Wealth Principles Through the Lens of the Infinite Banking Concept

Eric Hawn
Published on: 17/12/2025

Discover how The Richest Man in Babylon reveals timeless financial principles that align perfectly with the Infinite Banking Concept (IBC).

Financial Books Reviewed For IBC

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