Endurys Wealth Solutions Inc.

Estate & Legacy Planning through strategic life insurance

Preserve wealth, reduce tax exposure, and transfer assets with clarity using life insurance as a planning tool, not just a payout

Explore Estate Planning Options

Estate & Legacy Planning

Wealth is often lost in transition

Without proper planning, taxes erode estates, heirs receive unequal outcomes, businesses face forced sales and charitable intentions go unrealized. Estate planning needs to be strategic.

How Life Insurance Fits Into Estate Planning

Create Tax-Efficient Access to Capital
Equalize Inheritances
Fund Tax Liabilities
Support Charitable Goals
Protect Family Businesses

We collaborate with your accountant and legal advisors where apporpriate

Estate Planning Strategies We Design

Personal Estate Liquidity Planning
Corporate-Owned Life Insurance
Estate Equalization
Charitable Giving Strategies
Intergenerational Wealth Transfer

Who Is This For

High-Income Families
Business Owners
Multi-generational Households
Individuals Thinking Beyond Their Lifetime

Our Methods

Our Approach

Education Before Implementation

We will always ensure you understand what we suggest, and why we suggest it

Conservative, Compliant Design

Goals based strategic design ensures we get the strategy we want, for the price we deserve

Long-Term Reviews as Laws and Circumstances Change

Guiding you through every step for as long as it takes

Plan With IntentionBook an Estate Strategy Conversation

FAQ's

Frequently Asked Questions

Q: What is estate & legacy planning, and how is it different from a will?

A will outlines where assets go. Estate & legacy planning focuses on how assets are transferred efficiently, intentionally, and with minimal tax impact. Life insurance plays a unique role by providing a tax-free death benefit that supports your estate plan.

Q: Why is life insurance important in estate planning?

Life insurance can; create immediate liquidity for taxes and final expenses that bypasses probate and the estate, prevent forced asset sales, equalize inheritances, and transfer wealth tax-efficiently. When designed strategically, it allows estates to function smoothly, especially when significant assets are illiquid (businesses, real estate)

Q: Is estate planning only for high-net-worth individuals?

No, but the complexity can increase with wealth. Estate & legacy planning is especially valuable for; business owners, families with real estate or private corporations, blended families, anyone concerned about taxes or fairness among heirs. You don't need to be ultra-wealthy to benefit from thoughtful planning.

Q: How does this work with my lawyer or accountant?

Estate & legacy planning works best when advisors collaborate. We regularly coordinate with; estate lawyers, accountants and corporate advisors. Our role is to design and integrate life insurance strategies that complement your legal and tax planning, not replace it.

Q: What role does corporate-owned life insurance play in estate planning?

For business owners, corporate-owned life insurance can; create tax-efficient estate value, fund shareholder agreements, support succession planning, and enhance intergenerational wealth transfer. These strategies require careful design and coordination, which is why education and suitability come first.

Q: Is estate & legacy planning a one-time decision?

No, it's an ongoing process. Plans should be reviewed as; laws change, asset values shift, family circumstances evolve, and business structures change. We focus on strategies that are reviewable and adaptable, not static.